To prepare your home for spring stores and flooding, it is critical to know the risks, create a preparedness plan and fix your home’s flaws. Flooding is the most common and expensive natural disaster in the U.S., costing the nation…
Many insurance agencies are content with just adding generic earthquake coverage to an insured’s homeowners policy. Very few people realize how little coverage that actually provides should an earthquake occur. You probably have a deductible of $45,000 or higher Earthquakes…
Sump Pump Maintenance Mistakes to Avoid If you have never installed a sump pump, do not risk doing it yourself. Improper Installation can end up leading to costly damages related to water backing up into the building. A sump pump…
Ensuring your policyholders are protected for going green. Did you know the United States surpassed 2 million solar installations in 2019? Solar energy is more affordable, accessible, and prevalent than ever before. Many homeowners are warming up to the idea…
The month of September is Life Insurance Awareness month each year. Yes, an exciting thought as it immediately reminds each person that someday everyone dies. Sometimes we don’t seem to be aware of that, so we need reminding. But life…
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I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…
I was recently asked this question by one of our Koetting Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them…
Why do my auto insurance rates keep going up even though my car is getting older? At Koetting Insurance, many of our clients ask this question so I would like to address it from a couple of angles. First things…